Treasure Island’s owner-builder affidavit puts construction responsibility on the owner; it is not a way to let an unlicensed contractor run the job under someone else’s permit. Before choosing this route, compare the personal duties in the affidavit with the City’s application and inspection instructions.
Use the current affidavit—and confirm eligibility
The current forms page links an updated four-page owner-builder affidavit. Use that link rather than a saved older copy with the former department address. The current form identifies 10451 Gulf Boulevard and permit assistance at 727-547-4575, extension 230. Affidavit
The Building Division page says the owner-builder route is unavailable for condominiums and property owned by a legal entity such as an LLC or partnership. Do not confuse the forms page’s general corporate-ownership documentation instructions with permission for a company to use the owner-builder exemption.
The City’s materials also contain broader commercial-building language and differing descriptions of residential eligibility. Ask staff to confirm eligibility for the actual ownership and building type before signing. This guide does not resolve those differences into a legal entitlement or classify a particular property.
Decide whether you can take on these duties
The affidavit requires direct, on-site supervision and makes the owner responsible for required licenses, complete permit information, plans and inspections. Its employment and insurance disclosures warn that using an unlicensed worker can create obligations and financial exposure for the owner. Homeowner’s insurance is not presented as automatic protection. Disclosure statements, pages 2–4
It also restricts building or improving property for sale or lease and discusses the twelve-month period after completion. Ask about intended use before relying on the exemption; a plan to rent or sell is material to the decision.
The form requires owners to appear personally and sign before Community Development staff. Although the final notary block includes an online-notarization option, that checkbox alone does not cancel the explicit personal-appearance and staff-witness instructions. Confirm the signing arrangements with the department rather than obtaining an outside notarization and assuming acceptance.
Prepare the application without skipping flood review
The forms page describes OPPS-TI applications, ownership evidence and scope-specific checklists. Select the permit type and work class carefully: the City says staff cannot change those selections after submission, and an incorrect selection requires a new application.
The affidavit calls for complete, signed, dated, scaled and hard-lined plans rather than sketches. The forms page separately addresses compliant digital signatures and seals. Ask which plans and checklist apply; being an owner-builder does not eliminate design requirements.
The Building Division says all Treasure Island property lies in a Special Flood Hazard Area. The affidavit recommends a FEMA appraisal and says appraisals are accepted only before construction begins. Obtain the City’s project-specific floodplain/value instructions before starting; neither the owner-builder signature nor a low repair estimate settles the substantial-improvement question. City guidance · Affidavit, page 1
Inspection requests have a cutoff, not an appointment time
The current inspection page lists a 3:30 p.m. cutoff for next-business-day requests. It offers three channels: OPPS when the requester is a contact on the permit; email with the permit number and address in the subject and inspection type in the message; or 727-547-4575, extension 431.
The affidavit mentions calling, but the dedicated page also provides online and email routes. The City does not promise a specific inspection time. Its instructions explain how to find the assigned inspector on the morning of the inspection and request a timeframe.
When corrections are required, the affidavit calls for correction and reinspection before proceeding. An appointment request does not close the permit: the form says the relevant inspections must be completed and finalized by the Building Official.
An older open permit needs its own follow-up
The City’s March 10, 2026 notice asks owners to resolve open permits, particularly for noncompliant structures affected by the FEMA 50% rule. Contact the department with the permit number and ask which inspection or document remains outstanding. Do not treat a new owner-builder application as closure of an earlier permit.
What changed in this review
LSL replaced the generic eight-field ledger with the actual owner responsibilities, current form route and inspection handoffs. We read the current department, forms and inspection pages, all four pages of the linked affidavit, and the March notice on September 21, 2026. We did not adjudicate eligibility, review the entire statute, submit an application or inspect a property. Conflicting eligibility and signing wording remains a question for the City, not an assumption in this guide.